Tokenised real estate: How does it work?
Think of it as owning “shares” in a property..
Let’s say there’s a fully built apartment in Downtown Dubai. Instead of buying the whole unit, the property is split into thousands of digital tokens, each one representing a small percentage of ownership.
These tokens are stored securely using blockchain technology—the same tech that powers cryptocurrencies—but don’t worry, you won’t need crypto to invest. In this trial, only UAE Dirham transactions are allowed.
These digital tokens can be bought through the Prypco Mint platform (mint.prypco.com), which is currently open only to UAE residents with a valid Emirates ID.
How tokenised real estate investing works
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Choose a property from the available listings on the Prypco Mint platform.
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Each property is managed by a company, which legally owns the asset and breaks the property into digital tokens.
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You create an account, complete a quick KYC (Know Your Customer) verification, and decide how many tokens to buy—starting from as low as Dh2,000.
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Your money is held securely in a regulated client account. It’s released only once the transaction is verified by the DLD and other authorities.
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You now own a fraction of the property, meaning you’re entitled to a share of the rental income and any value appreciation.
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When you’re ready to exit, you can sell your tokens back on the platform or wait for the property to be sold.
Why this matters for UAE residents
While real estate have been long seen as a game for those with considerable saving, tokenisation changes the rules. You no longer need millions—or even hundreds of thousands—to get started. If you’ve got Dh2,000, you can become a real estate investor.
You can browse properties, check estimated returns, and monitor your earnings from your phone. It’s a low-barrier, low-hassle way to start building wealth through property—without taking on huge debt or dealing with paperwork.
What makes this platform safe?
Your investment is legally registered and regulated by the DLD, the Central Bank, and VARA, Dubai’s Virtual Assets Regulatory Authority.
All transactions are transparent and recorded on a tamper-proof blockchain. Plus, the platform reviews pricing to ensure fair market value.
This isn’t some unregulated crypto scheme. It’s part of a government-backed initiative to grow Dubai’s economy by broadening property ownership and promoting fintech innovation.
In fact, authorities expect tokenised properties to make up 7% of the real estate market by 2033—worth nearly Dh60 billion. This simply means the industry is only set to boom in growth here on out.
What’s in it for you?
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Affordable entry: Invest with just Dh2,000.
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Legal security: All transactions are regulated and protected.
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Passive income: Earn rental returns without becoming a landlord.
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Tech-driven convenience: All from a secure app or website.
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Flexible exit options: Sell tokens when needed.
Know this before investing..
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While this is an exciting opportunity, it’s still a pilot program.
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The number of available properties is limited for now, and only licensed firms like Prypco and Ctrl Alt can offer tokens.
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Returns aren’t guaranteed—property prices can fluctuate like any investment.
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But if you’ve been priced out of Dubai’s property boom, this might be the perfect way to finally get your foot in the door.
